by Richard Migala | Sep 2, 2025 | Estate Planning
Estate planning is often thought of as something only for retirees, but in Michigan, it’s never too early to get organized. Taking simple, proactive steps now can protect your assets, ease burdens on loved ones, and ensure your wishes are respected if illness,...
by Richard Migala | Sep 1, 2025 | Automobile
Understanding Automobile Insurance Terms and your Declaration Page Author: Richard Migala Auto insurance is required if you want to legally operate a vehicle in Michigan. But how much do you really understand about your policy? Many drivers assume they have “full...
by Richard Migala | Mar 10, 2025 | Internet Scams
If you’ve ever received a call or notification about suspicious charges on your credit or debit card, you know how frustrating and time-consuming it can be to resolve fraud issues. Often, it means canceling your card and waiting for a replacement. The good news? There...
by Richard Migala | Feb 10, 2025 | Internet Scams
Protecting Your Checking Bank Account from Fraud Author: Richard Migala Fraudsters are becoming increasingly sophisticated in targeting checking accounts. Last week, I spoke with the assistant manager at my local bank, and she shared an alarming trend: nearly every...
by Richard Migala | Feb 10, 2025 | Automobile
Optional Comprehensive Coverage in Michigan Author: Richard Migala Michigan requires every vehicle registered and operated in Michigan to have automobile insurance. Three coverages are mandatory. Bodily Injury Liability coverage; Personal Injury Protection (PIP);...