FAQ’s

Estate planning isn’t just for older adults—it’s something everyone should consider. By organizing key documents, updating your will and power of attorney, reviewing insurance policies, and creating a home inventory, you can protect your loved ones and simplify future financial decisions. These common-sense estate planning tips will help you secure your assets, avoid unnecessary stress, and ensure your wishes are carried out.

Author: Richard Migala Auto insurance is required if you want to legally operate a vehicle in Michigan. But how much do you really understand about your policy? Many drivers assume they have “full coverage” because their insurance agent said so. The truth is, there’s...

If you’ve ever received a call or notification about suspicious charges on your credit or debit card, you know how frustrating and time-consuming it can be to resolve fraud issues. Often, it means canceling your card and waiting for a replacement.
The good news? There are steps you can take to make your accounts significantly more secure and reduce the risk of fraud.

Internet scams are on the rise, impacting people with tactics that sound legitimate but are dangerous. Learn from real-life experiences, such as the story of a scam that started with an alarming email falsely claiming to be from Microsoft. Discover key preventive steps: never respond directly to unexpected emails or calls asking for sensitive information, always verify contact through official channels, and stay vigilant by using multifactor authentication. Protect yourself and loved ones by staying informed on how cybercriminals operate and tips to avoid becoming a victim.

Author: Richard MigalaMichigan requires every vehicle registered and operated in Michigan to have automobile insurance.  Three coverages are mandatory.  Bodily Injury Liability coverage; Personal Injury Protection (PIP); and Property Protection, are all mandatory. PIP...

Internet scams are on the rise, impacting people with tactics that sound legitimate but are dangerous. Learn from real-life experiences, such as the story of a scam that started with an alarming email falsely claiming to be from Microsoft. Discover key preventive steps: never respond directly to unexpected emails or calls asking for sensitive information, always verify contact through official channels, and stay vigilant by using multifactor authentication. Protect yourself and loved ones by staying informed on how cybercriminals operate and tips to avoid becoming a victim.

Author: Richard MigalaMichigan requires every vehicle registered and operated in Michigan to have automobile insurance.  Three coverages are mandatory.  Bodily Injury Liability coverage; Personal Injury Protection (PIP); and Property Protection, are all mandatory. PIP...

Author: Richard MigalaMichigan requires every vehicle registered and operated in Michigan to have automobile insurance.  Three coverages are mandatory.  Bodily Injury Liability coverage; Personal Injury Protection; and Property Protection, are all mandatory. Property...

Author: Richard Migala Michigan requires every vehicle registered and operated in Michigan to have automobile insurance.  Three coverages are mandatory. Bodily Injury Liability coverage; Personal Injury Protection; and Property Protection, are all mandatory....

Author: Richard MigalaMichigan requires every vehicle registered and operated in Michigan to have automobile insurance.  Three coverages are mandatory.  Bodily Injury Liability coverage; Personal Injury Protection (PIP); and Property Protection, are all mandatory. All...